| Benefits of IEP’s insurance
include: |
- As an IEP member you’re eligible
for exclusive discounts.
- 24 hour international assistance when
required.
- Premium levels of cover on the important
things.
- Cover while you're working AND travelling.
- Easily extendable for up to two years
– simply email or call IEP.
- IEP can assist you with claims.
- Some pre-existing conditions are covered.
- The policy is actually issued by IEP,
and is therefore supported by the expertise of specialist
insurance-trained IEP staff.
|
| What Is Covered - Quick Reference
Guide |
- Medical and hospital costs unlimited.
- Emergency dental treatment up to $2,000.
- Baggage if lost, damaged or stolen up
to $7,500 after allowing for depreciation but maximum
$750 per item.
- Camera, video and laptop are automatically
covered up to $3,000
- You can buy extra cover for more
expensive individual items (except jewellery) up to
$5,000 in total
- Travel costs if you have to change your
travel because you fall ill, or an immediate relative
falls ill or dies, or you are delayed by weather or strikes
- Cancellation costs if you have to cancel
because you or an immediate relative fall ill or die.
- Purchase of essential items if your
luggage is delayed.
- Terrorism, except for cancellation fees,
travel delays and alternative transport expenses.
- Lots of other things - check out the
brochure!
|
| What Is Not Covered |
- Pre-existing illnesses (including asthma,
epilepsy), unless you have declared them when you take
out the policy – you may have to pay an extra premium.
- Everything when you are drunk or under
the influence of illegal drugs.
- Everything that is a result of you breaking
the law, including your visa requirements
- Medical treatment resulting from depression
or mental illness.
- Baggage left unsupervised in any public
place (like a plane or bus)
- Sporting equipment while in use.
|
| Why You Have To Have It |
- Things can go wrong when you’re
travelling.
- Many costs, especially medical costs,
are much higher overseas.
- Most Australian insurance – Medicare,
private health insurance, household contents insurance,
credit card insurance – will not apply overseas
or will be inadequate.
- It’s a program requirement that
you’re properly insured.
|
| Insurance Tips |
- Read the brochure from cover to cover
and take it with you.
- Ask IEP before you leave if there’s
anything you don’t understand.
- Carry your emergency assistance card
with you at all times.
- Check that the dates on your policy
certificate match your travel dates
- Leave a copy of your brochure, policy
certificate and emergency card at home with Mum and Dad
|
| Do I Have To Pay For Medical Treatment? |
- The simplest is to pay yourself and claim
on your insurance when you return home.
- If you can’t afford to pay and
a hospital or doctor needs a guarantee of payment, you
need to call Mondial Assistance before seeking treatment.
- This is available 24 hours a day
7 days a week.
|
